Document 02 — OmniV by SVURNIM

TERMS & CONDITIONS

Effective Date: May 16, 2026

01

ACCEPTING THESE TERMS

By downloading, installing, or using OmniV, you agree to these Terms. If you do not agree, do not use the app.

This is a legally binding agreement between you and SVURNIM (Vaibhavi Gupta), India.

02

WHO CAN USE OMNIV

You must be at least 18 years old to use OmniV. By using the app, you confirm you are 18 or older. We may terminate accounts found to belong to minors.

03

YOUR ACCOUNT

04

SUBSCRIPTION AND BILLING

Free Tier

OmniV has a free tier with limited features as described in the app. Premium access begins immediately upon successful payment. There is no trial period.

Premium Plans

All payments are in Indian Rupees (INR) via Razorpay. International users may pay using international cards. Currency conversion, if any, is handled by your card issuer and subject to their fees. SVURNIM charges only in INR.

Auto-Renewal

Subscriptions renew automatically — monthly plans every 30 days, yearly plans every 365 days. You authorize us to charge your payment method on each renewal date.

Cancellation

You may cancel your subscription at any time through the Cancel Subscription option in your account settings. Cancellation takes effect at the end of the current billing period. You keep Premium access until that date and will not be charged again.

Refunds

See our Refund and Cancellation Policy at svurnim.com/refund.

05

ACCEPTABLE USE

You agree not to:

06

INTELLECTUAL PROPERTY

Everything in OmniV — the V mark, SVURNIM brand, OMNI name, app design, UI, written content, and AI-generated reports — belongs to SVURNIM / Vaibhavi Gupta.

Your personal tracking data belongs to you. We do not claim ownership of what you enter. We use it only to provide the service.

You may not reproduce or distribute any part of OmniV without explicit written permission from us.

07

AI-GENERATED CONTENT

OmniV uses AI to generate behavioral summaries, archetype labels, and coaching-style insights. By using these features, you acknowledge:

See our full AI Disclaimer at svurnim.com/disclaimer.

08

NO WARRANTIES

OmniV is provided as-is and as-available. We make no guarantees that:

Results vary based on individual effort and circumstances.

09

SERVICE AVAILABILITY

We may modify, suspend, or discontinue parts of OmniV at any time for maintenance, updates, security, or operational reasons. We will try to give notice where possible but are not obligated to do so. We are not liable for any interruption in service.

10

LIMITATION OF LIABILITY

To the fullest extent allowed by law, SVURNIM and Vaibhavi Gupta are not liable for:

Our total liability to you for any claim arising from your use of OmniV shall not exceed the lower of: the total amount you have paid us, or ₹500.

11

INDEMNIFICATION

If you violate these Terms and that violation causes a legal claim or costs against SVURNIM or Vaibhavi Gupta, you agree to cover those costs. This only applies to situations caused by your own wrongdoing — not normal use of the app.

12

GOVERNING LAW

These Terms are governed by the laws of India. Disputes will be handled in the courts of India.

13

CHANGES TO TERMS

We may update these Terms at any time. Material changes will be notified via in-app message or email. Continuing to use OmniV after changes are posted means you accept the updated Terms.

14

TERMINATION

We may suspend or terminate your access if you violate these Terms. Sections 6, 8, 10, and 11 survive termination.

15

CONTACT

SVURNIM / Vaibhavi Gupta
hello@svurnim.com